Category | Contents | Average Annual Household Spending | Play The System |
Income Tax | income tax | £4508.40 | How to pay zero income tax |
Mortgage / Rent | mortage payments / rent (net of benefits) | £3380 | From rent to mortgage, from mortgage to free |
Groceries | food and non alcoholic drinks shopping | £2355.60 | How to save money at the supermarket |
Recreation - TV Licencing, Leisure | music, tv and satellite, tv licence, computers, internet, cameras, boats, horses, caravans, toys, pets, sports, cinema, theatre, gambling, newspapers, books | £2288 | How to ditch your TV licence and kit out your PC for free |
Restaurants / Bars / Hotels | restaurants, bars and hotels | £1908.40 | How to get your accommodation for free |
Car Expenses | servicing, repairs, petrol, breakdown cover, car tax | £1664 | How to get cheaper fuel, Rescue, car tax and more |
Home Furnishing | household furniture, furnishings, appliances, tools | £1560 | Free furniture, free smoke alarms, free lightbulbs |
Home Improvements | home and garden improvements | £1300 | Free compost |
Holidays | package holidays and holiday spending | £1367.60 | Get accommodation for free |
National Insurance | national insurance contributions | £1263.60 | How to pay the minimum NI |
Car Purchase | vehicle purchase costs | £1242.80 | Don't buy new, don't buy on Finance |
Clothes / Shoes | clothing and footwear | £1180.40 | Slash the cost of your wardrobe |
Life Assurance / Pension | life insurance and pension contributions | £1086.80 | Make sure you've got a pension. Get life assurance for free |
Misc. Goods / Services | hair, toilettries, jewellry, baby equipment, childcare, moving house, bank charges, credit card charges, legal fees, | £1060.80 | All sorts of goods and services for less or for free |
Utilities | water, electricity, gas | £1300 | Water, Electricity & Gas all for less |
Council Tax | council tax | £884 | Challenge it |
Insurances | Travel, medical insurances | £738.40 | Travel free, Medical: NHS free |
Phone / Mail | communication costs: post, home phone, mobile phone, fax | £618.80 | Mobile phone & contract for free, postal mail for free |
Alcohol / Tobacco | alchohol (brought home) and tobacco | £561.60 | Slash this category to zero |
Public Transport | train, bus, boat, plane, taxi | £514.80 | Train, Flights and Bus travel all for less |
House Maintenance | house and garden maintenance and repairs | £400.40 | Free compost |
Savings / Investments | savings and investments | £374.40 | Ditch the savings account, go shares and funds |
Education | nursery, general school expenses, university fees | £343.20 | Ditch or reduce nursery and pres-school costs |
Health | medicine, optical, medical, dental | £286 | Get treatments and remedies for free |